Who Wants a Higher APY on Their Savings?

We recently researched some of the top savings accounts available today to find the one that provides the best APY and no hassle sign up. The top savings account we found is provided by Wilmington Trust, a highly recognized institution in the online savings industry. Their WTDirect Savings Account will not only increase your savings, but will also improve your credit score. Inside Secret: There is no minimum fee on the WTDirect account so you are not required to maintain a high account balance, just having one of these accounts opened can improve your credit score! Although we do suggest putting as much money into the savings account as possible, because helping you save your money and earn more interest is our ultimate goal.

Wilmington Trust is an online financial service offering an introductory APY (annual percentage yield) of 3.26% for 60 days. After 60 days your APY remains at 3.26% if your account balance is $10,000 or more. If your account balance is less than $10,000 the APY is be 0.50%, which is still great compared to other saving accounts! The APY for an average traditional bank account is 0.36%, lower than the APY offered by WTDirect. Since the WTDirect Savings Account is considered high-yield, it has a potential APY of over 5%.

WTDirect Savings Account is the best option for high return and low risk. We recommend taking advantage of this high introductory APY to put more money into your bank account. Here is how you sign up.

1. Go to the WTDirect website.
2. Click on the Start Now button.
3. Fill in your personal information and press the Start Application button when you are done.
4. Fill out the additional personal information required and press Next to continue.
5. Verify that your personal information displayed on the page is correct. Review and consent to electronic delivery of disclosures. Press the Next button.
6. Answer the personal questions on the page to verify your identity. Press Next when you are done.
7. Enter the amount you would like to deposit and an option for depositing it: Fund from another bank account, Mail a Check, Fund from another WTDirect account. Press Next to continue.
8. Depending on the option you chose above, you will need to provide further funding information for security purposes. Press Next when you are done fill out the information.
9. Review and accept certifications, account agreements and disclosures. Check the check box next to your name at the bottom of the page and press Submit.
10. You will then be notified that your application is under review.

Saving accounts are great ways to plan for the future and make money by letting your money sit in an account. The WTDirect savings account is secure and FDIC insured. For more information about bank accounts see our other bank account posts.